A blonde walks into a Manhattan bank and asks for the loan officer.
She says she’s going to Europe on business for two weeks and needs to borrow $5,000.
The bank officer says the bank will need some kind of security for the loan, so the blonde hands over the keys to her new Rolls Royce.
The car is parked on the street in front of the bank. The title and everything checks out for the car. The bank agrees to accept it as collateral for the loan.
The bank’s president and its officers all enjoy a good laugh at the blonde for using a $250,000 Rolls Royce as collateral against a $5,000 loan.
An employee of the bank then proceeds to drive the Rolls Royce into the bank’s underground garage and parks it there.
Two weeks later, the blonde returns, repays the $5,000 and the interest, which comes to $15.41.
The loan officer asks, “Miss, we are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. While you were away, we checked you out and found that you are a multimillionaire. What puzzles us is, why would you bother to borrow $5,000?”
The blonde replied, “Where else in New York City can I park my Rolls Royce for two weeks for only $15.41 and expect it to be there when I return?”